Legacy Life Group LLC (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy outlines how we collect, use, share, and protect your personal information. It also describes your rights and choices regarding your data, including those provided under U.S. state laws like the California Consumer Privacy Act (CCPA/CPRA).
Information We Collect
We may collect the following types of information:
- Personal Information: Name, email, phone number, mailing address, and other contact details.
- Device/Usage Data: IP address, browser type, pages visited, time spent, and diagnostics.
- Tracking Data: Cookies, web beacons, and similar technologies.
- Marketing Data: Preferences, opt-in/opt-out status, and engagement data.
How We Use Your Information
We use the data to:
- Deliver and improve our services
- Manage your account and preferences
- Communicate via email and SMS (if opted-in)
- Conduct analytics and personalize experiences
- Comply with legal obligations and prevent fraud
SMS/Text Messaging Policy
By opting into our SMS campaign, you agree to receive recurring messages. Message frequency varies.
- Text STOP to unsubscribe
- Text HELP for assistance
- Message/data rates may apply
- We do not share mobile data with third parties for marketing
- Carrier is not liable for delayed or undelivered messages
Sharing and Disclosure
We may share your information with:
- Service Providers for operations, analytics, and marketing
- Legal Authorities when required
- Business Partners or Affiliates under strict confidentiality
We do not sell personal information in the traditional sense. However, sharing limited data for targeted advertising may be deemed a “sale” under CCPA/CPRA.
Data Retention
We retain your information only as long as necessary to fulfill the purposes described here, unless a longer period is required by law.
Your Privacy Controls
You can manage your personal data by:
- Updating your account info
- Unsubscribing from emails/SMS
- Adjusting cookie preferences in your browser
- Requesting data access, correction, or deletion
- Opting out of interest-based advertising
To exercise your rights, email us at [email protected].
CCPA/CPRA Notice (California Residents)
If you live in California, you have the right to:
- Know what personal data we collect and why
- Access or request a copy of your personal data
- Request deletion or correction of your data
- Opt out of data “sales” or targeted advertising
- Limit use of sensitive personal data
- Not be discriminated against for exercising your rights
To make a request, contact [email protected]. We may verify your identity before responding.
Children’s Privacy
Our services are not intended for children under 13. If we discover that we have collected data from a child without parental consent, we will delete it promptly.
Security
We use commercially reasonable measures to protect your data. However, no system is completely secure.
External Links
We are not responsible for the privacy practices of third-party websites linked on our site. Please review their policies.
Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted here with a new “Last Updated” date.
Terms of Service
Please read these Terms of Service (“Terms”) carefully before using our website and services. By accessing or using the site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.
Scope of Services
Legacy Life Group LLC provides services related to life insurance, retirement planning, and related financial consulting. Through this website, users can access information, request consultations, schedule appointments, and be connected with licensed professionals.
Services provided are subject to change without notice and may be updated or modified at the company’s discretion.
User Responsibilities
By using this website, you agree to:
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Provide accurate and complete information when filling out forms or requesting services.
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Maintain the confidentiality of any login credentials or personal account information (if applicable).
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Use the website only for lawful purposes and not to infringe on the rights of others.
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Not impersonate another person or submit misleading or fraudulent information.
Payment Terms
Some services offered by Legacy Life Group LLC may be free of charge. If paid services are offered, users will be informed of fees in advance and provided with payment options.
Payment terms will be clearly outlined in any client service agreement or engagement letter, which will take precedence over these Terms if there is any conflict.
Disclaimers of Liability
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Legacy Life Group LLC makes no guarantees or warranties regarding specific financial outcomes or insurance approvals.
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All financial, insurance, or investment decisions should be made in consultation with qualified professionals and are ultimately your responsibility.
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The website and services are provided “as is” and “as available” without warranties of any kind, either express or implied.
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Legacy Life Group LLC is not liable for any damages or losses resulting from your use of this website or our services.
Termination Conditions
We reserve the right to terminate or suspend access to our website or services at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to Legacy Life Group LLC, our clients, or the public.
Dispute Resolution
In the event of a dispute, we encourage you to contact us first to seek a resolution. If a resolution cannot be reached, the dispute shall be resolved by binding arbitration in the state of Nevada (or your primary state of operation), in accordance with the rules of the American Arbitration Association.
You agree that any claims must be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.
Changes to Terms
We may update these Terms at any time. Any changes will be posted to this page, and the updated Terms will become effective upon posting. It is your responsibility to review the Terms periodically.
Contact Information
If you have any questions about these Terms, please contact:
Legacy Life Group LLC
4245 S. Grand Canyon Dr Las Vegas NV 89147
Email: [email protected]
Phone: 702.620.3088